NOTE: Our services are customarily paid for by the Seller, FREE TO BUYER!!!!
- Is it a good investment? One rule of thumb: plan on owning at least two years.
- If paying cash, get a proof of funds letter. If financing, get pre-qualified. This is done by calling a bank or mortgage broker and telling them of your interest in buying. They can usually pre-qualify with information over the phone. They should provide a letter stating you are pre-qualified and an estimate of your costs. Some lenders are:
Jenny Mann at Fidelity Funding (904) 964-4000 or toll free (866) 964-4201
Susan Edmonds at SunTrust (352) 375-2991
Ruth Davis at Bank of America (352) 338-6503
Mackenzie Curtis at Wells Fargo (352) 692-4272 cell (352) 258-9162
Elaine Beaty at New South Federal (352) 378-1666 cell (352) 258-2708
- List your requirements, price range, number of bedrooms/bathrooms (is a half bath ok?), move in date, amenities, preferred area. With this information, we can let you know what is available matching your requirements and provide you with active listings (e-mail is easy). You can research the local Multiple Listing Service data on our mls page. If you find something you like, let us know the MLS number and we can arrange a showing.
- There are many properties on the market now so developing a strategy for finding the best fit may be critical. We will be glad to help by notifying you when we see a new listing that meets your requirements.
- When you have made your choice, we will write an offer together. You will need a binder deposit (usually at least $1000). We will then contact the listing Realtor, the offer will be presented to the sellers. They can accept, reject or counter.
- NOTE: When working with buyers, We are paid for being the procuring cause of sale (showing property to buyer and writing the offer). Your loyalty will be appreciated.
- When buyer(s) and seller(s) have reached an agreement the offer becomes a contract, it must be signed by all parties to be enforceable. The closing process includes: Inspection of the property at buyer’s expense ($225 and up); request for repairs based on inspection report; final loan arrangements made, title insurance, appraisal, survey, WDO (commonly called termite inspection); appointment for closing date and time; cashier’s check for money due from buyer; arranging for insurance; arranging to have utilities put in Buyer’s name; final walk through and the actual closing.
